Social security is a lot more than just a program to provide retirement income for older Americans. There’s a Social Security program that pays disability benefits based on your work history, which can provide a valuable inflation-protected income stream if you become unable to work. With that in mind, here are a few things to keep in mind before filing for Social Security Disability.
To qualify for Social Security Disability, main criteria must be met. You need to have worked in Social Security-covered employment for a certain amount of time. You’ll need to meet the duration of work test and the minimum requirement depends greatly on your age. You need to be disabled. Quite long and unusual situations leading to permanent or complete disability are considered as 100% disability. For example, knee replacement, hip replacement, etc. are not eligible for SSD benefits. 100% disability and inability to work are the basic criteria to prove your eligibility for SSD benefits.
In addition, a person must be in a situation which hinders the possibilities of any work or earning activity. Inability to shift to another kind of work is a significant condition to be eligible for SSD. Plus, worker’s compensation, investments, insurance or even family’s wealth conditions are important aspects that SSA takes into consideration. If your earning surpass the earnings limits requirement of the SSA they will not consider you for disability.
Hiring a Social Security Disability Attorney
Applying for Social Security Disability Benefits can be a long and frustrating process. Our firm has the knowledge and experience to help you with issues ranging from corresponding with medical providers to advocating with the Social Security Administration, and determining the best possible direction to take your claim. We provide assistance to guide you at every step along the way. If you have any questions or would like to consult with an attorney about how to start an application or appeal an unfavorable decision, please call our office today.